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Although moving home is accepted as being a stressful time, it does not have to be!

We offer a level of service and value only acceptable to the most discerning buyer or seller.

Whether first time buyer, experienced investor or just selling/buying your property, making us part of your team to ensure you are taken through and understand the whole process, including what we do and why we do it, is only part of our job in ensuring your transaction moves smoothly.

We can help you with:

  • Re-mortgage
  • Buying your new home as first time buyers
  • Selling and buying your home
  • Transfer of Equity
  • Buy to Lets,
  • Boundary issues
  • Rectification of Titles
  • First registration
  • New Build Properties
  • Shared Ownership

One of the first questions that we are asked is ‘how long will my house purchase take to go through?’ It varies significantly across the country, it varies depending on the type and age of property you are buying and varies depending on the position of other people in the chain. The average time it takes to buy a house in England once your offer has been accepted is 2 to 3 months and at the moment in West Yorkshire it is taking our clients approximately 12 weeks to complete.

Pricing

The majority of our clients are our previous clients or people that our clients have recommended us to, therefore, most people call us for a quote which is detailed and bespoke to you. It’s not possible to produce a detailed quote broken down on our website but we wanted to give you an average fee. The price below relates to a freehold sale or purchase without a mortgage. This is an average price that we charge for a property within that price range. For a detailed estimate, please call 01422 200400.

Valerie Holmes Property Lawyer average price fee (price is exclusive of VAT)

£0.00 - £100,000                                £395

£100,001 - £250,000                         £450

£250,001 - £350,000                         £495

£350,001 - £450,000                         £550

Should your transaction involve a mortgage, be leasehold, involve a Help to Buy Equity charge, or Help to Buy ISA, additional fees will apply.

A list of our most common additional charges are as follows:

Acting for your lender minimum fee £50 + VAT (excluding Help to Buy Mortgages)

If you are purchasing a property with a mortgage we will be required to act for your lender as well as you. This work includes complying with your lenders specific instructions and the registration of your lenders mortgage upon completion. If you are selling with a mortgage we will need to obtain a redemption figure from them, repay the mortgage on completion and submit paperwork to the lender in order for the mortgage to be removed from the property upon completion.

Help to Buy Mortgages £150 + VAT

Where your purchase involves a Help to Buy Mortgage we also act for the Help To Buy Agent. The process for this is more involved than a standard mortgage and requires that we provide a number of undertakings (legal promises) and detailed reports to you.

Leasehold Fee £100 + VAT

If your sale or purchase is leasehold we will need to obtain replies to a large number of leasehold enquiries from the Landlord and/or Management Company.

Electronic ID Fee £10 + VAT (per person)

We are legally obliged to require you to provide evidence of your identity and the identity of any one you are acting on behalf of or who is providing a gift to you.

Help to Buy ISA Fee £50 + VAT (per ISA)

If you are purchasing and using a Help To Buy ISA, we are required by HM Revenue and Customs to obtain a declaration to confirm that you are eligible for the ISA and submit documentation in order to claim the ISA and received the bonus from them.

Introduced cases

We work with a number of leading estate agents and introducers throughout England and Wales. The companies support us in marketing our services, providing case tracking and update platforms, collecting initial payments and (in purchase transactions) ordering searches and sales progression. This support is a valuable support for us and in return we pay variable referrals fees to these companies, which is depended on the level of support they provide us with. The average fee paid is between £100 and £300 plus VAT. This is a fee paid by ourselves and is not an additional cost to you.

3rd Party costs

In addition to our fees you will be required to pay fees to third parties such as:

Purchases:

•             Land Registry: for to register the transfer of the property. The fee payable will depend on the price of the property and their fees can be found at https://www.gov.uk/guidance/hm-land-registry-registration-services-fees

•             Stamp Duty Land Tax: Stamp duty Land Tax is payable on increasing portions of a property price above £125,000.00. There are different rules if you are buying your first home or if you are purchasing an additional property. Stamp duty rates can be found at https://www.gov.uk/stamp-duty-land-tax/residential-property-rates

 

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