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February 2021 – update
OFFICE OPENING - Our office presently remains closed to the public at this time, other than by appointment only in accordance with Government guidance. Please however continue to return any documentation by hand through our letterbox.
We will continue to comply with Government guidance and will continue to move forward our client transactions as far as is possible at this time. Your cooperation and patience is therefore appreciated in accepting that everyone in the chain is in the same position and we are dealing with matters outside of both our and your control during this unprecedented time.
At the appropriate time, we issue clients with a guide to moving home safely in accordance with the Governement guidelines at that time. If you would like to receive the current copy, please ask your Conveyancer.
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Moving home...Think Valerie Holmes!
Moving home can be stressful but our aim is to make it as quick and easy for you so you can start living in your new home as soon as possible.
We believe in cutting through the jargon to help you understand the process as much as possible and we keep you updated so you can relax, safe in the knowledge that we are working on your behalf to complete your matter as quickly as possible. Plus, you can be assured that we treat you as a person, not a number with a professional and friendly service.
Whether you are a first-time buyer, experienced investor, re-mortgaging, or selling your home and buying another property, we work with you as part of a team to support you through this event. You can rely on us to guide you through the legal part of the process so you understand the whole process, including what we do and why we do it. We remember that you are our client and we act in your best interest, helping your transaction progress and complete as smoothly as possible.
The majority of our work comes from returning clients and client recommendation because we act in your best interests to get your transaction through as quickly and efficiently as possible with our expert local knowledge. Most people call into our office or call us on 01422 200400 so we can give you a bespoke quote tailored to what you require.
"Thank you for all your help with our sale & purchase. Valerie and her team were great to deal with, very knowledgeable and attentive. We will not hesitate in recommending you."
Graham Hain, Halifax
First-time buyers are set to benefit from a Help-to-Buy Isa, which offers a major tax break to those saving up a deposit to make their first step on to the property ladder, the Chancellor announced today. For every £200 that aspiring homeowners save up towards a deposit for their first home, they will receive a top up of another £50, George Osborne announced.
The move will mean that someone saving up a ten per cent deposit on the average first-time buyer property valued at £150,000 will now have to save £12,000 and the government will chip in £3,000 more.
The tax break will be capped at £3,000. The chancellor explained this is the equivalent of first-time buyers saving for their deposit from their pre-tax income. He added: 'We'll work with industry so it's ready for this autumn and we'll make sure you can start saving for it right now.'
A couple saving towards a home together could benefit from a bonus of up to £6,000 as both savers would be eligible for a £3,000 bonus. The move will cut the amount of time first-time buyers will need to save for by just under a year, if they are putting together a five per cent deposit, according to Lloyds.
The announcement made in the Budget today was part of what the chancellor labelled 'four new steps in a savings revolution'.. Read More
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